What this tool does
This calculator shows how a salary sacrifice scheme, such as a pension, cycle to work or an electric car, changes your take-home pay and how much tax and National Insurance you save.
It gives an estimate for the current tax year to help you decide, not formal advice.
When to use it
Use it when your employer offers salary sacrifice and you want to know the real cost to your pay packet, or when you are comparing taking a benefit through sacrifice against paying for it normally.
How it works
You enter your salary, the type of scheme and how much you want to sacrifice each year. It estimates your new take-home pay, the tax and National Insurance you save, and the true net cost of the benefit. Nothing you enter is saved, and you do not need to give your name or email to use it. Salary sacrifice can affect things like mortgage applications and statutory pay, so check the details with your employer or a financial adviser before signing up.
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